The most expensive and worst bank ever

This bank really has me stressing so where do I start they charge you ridiculous bank fees of R120 a month amounting to R1200 a year they charge you R8.50 for every time a debit order hasn’t been paid but when you have the funds to pay it they let the money pend until you don’t have the funds then they cover the money for you but you original had the money to pay it then on top of that they charge you a honouring fee of a R100 because they paid that money that you actually had the money to pay your debit order I find myself this month alone owing the a amount of R560 because of this ridiculous thing I can’t even sleep right because of this