CJ
Cedric J

1 reviews | Active since Jul 2009

12 Jun 2026, 09:08

SubStandard Bank Home Loans

App**** to their Home loans department for a 1-month payment holiday on 29 May or 10 business days ago. Have not been communicated with during this entire time besides the 4 enquiries I had initiated, only to be told that someone (Bongani Lamoula) will be in contact with me with feedback on the outcome of my request, which never happened. Apparently my application was terminated due to me not being contactable / failed attempts to contact me, which I am also disputing and want proof of said failed attempts to cross-reference against my call records.

I have escalated it to communicated escalation contacts 1&2, no response from escalation contact 1 (Dineo Kwele) & awaiting a response from escalation contact 2 - I have just emailed her as Dineo too failed to respond (laughable as an escalation contact).

I'm not even upset or disappointed as I have come to expect this level of service from SubStandrad Bank. I just want feedback (outcome) on my request, that's all.

0
Replies (2)
Standard Bank
Standard Bank's reply12 Jun 2026, 09:52
Official
Good day Cedric, 

We are saddened to hear that this has been your experience. 

We take these matters very seriously and can assure you that we will be attending to your query with urgency. 

We will be taking a closer a look and will get back to you shortly. 

Kindest regards, 
Standard Bank Hello Peter Team 
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CJ
Cedric J's update06 Jul 2026, 12:23
Reviewer Update
Here we are yet again. My payment holiday request was declined citing that they have helped me previously. I was unemployed for a prolonged period of time and required financial relief in the form of reduced instalments about 13 months ago and now they're unable to assist me with just a month's instalment relief so that I can settle other smaller debts which have piled up since I don't earn as much as I did before so had to do some financial juggling (skip Peter to pay Paul), which had caught up to me recently. Instead, they've proposed that I consolidate my expenses into my existing home loan, which will only make the home loan even more unaffordable and it's also a costly and lengthy exercise. Their assessor was at my home to do an evaluation to determine liquidity more than 1 week ago and yet again radio silence from them. Frustrating!!