Stole money out of my account

This morning I made a payment with PayPal from standard bank. It was immediately declined by Paypal stating that the bank declined it. Seconds later I received the SMS for possible ***** and that they declined the transaction. If it's not ***** I should reply Y. I did and received the sms, thank you and I should try again. Guess what, it was declined again. Again declined by the bank. So I checked my statement, guess what, Standard Bank deducted both amounts. Now according to them its valid transactions . Bewareof this bank, they reek of *****!!!!! Bunch of *********** idiots