CB
Carin B

1 reviews | Active since Nov 2025

24 Nov 2025, 17:35

STD extremely poor customer service when applying for Credit

I attempted to apply for a credit card online. I received an email that im provisionally approved, i just need to send certified payslips to an email address which i did. On the STD app there is an image that says my time is running out to apply i must complete my application. I then click it and it takes me to a page to submit my documents( my bank statements and payslips) and then again receive the provisionally approved email to which i once again send my certified payslips to. When i select personal lending on the app it says my application is being processed. Its been days with no response or update. I then email customer care and they tell me I was told by a consultant I must go apply manually at the bank. Why? They cant give me a reason why others can apply and be approved or denied online, but i must go sit in the bank despite submitting my documents numerous times and having a status that it's being processed. This is the worst customer service I have received from a bank. They take days to respond to just to tell me that I need to go do it manually without a satisfactory reason. Now i must go sit in a bank in a queue while others just apply online. I cant believe the level of service im receiving from STD

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Replies (3)
Standard Bank
Standard Bank's reply24 Nov 2025, 17:41
Official
Dear Carin

Thank you for bringing this issue to our attention. 

As Standard Bank, we are committed to providing you with the best possible service and will ensure that this issue is taken care of. 

We sincerely apologise for any inconvenience or unwarranted frustration this has given you. 

Kindest regards
Standard Bank Hello Peter Team 
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CB
Carin B's update24 Nov 2025, 17:55
Reviewer Update
This seems to be an automated message STD sends to all the complaintants.

Please tell me how you will resolve my specific issue, if this complaint was read by an actual consultant and not a bot reply. What are your steps to resolve this? What resolution can I expect from you?
Standard Bank
Standard Bank's reply24 Nov 2025, 18:08
Official
Our team is working on this matter and we will provide feedback as soon as its received.