STAY AWAY FROM SBSA CREDIT CARDS

i have mad dumbest decision in my life by taking SBSA credit card.<br> <br> i have settled my SBSA card but standard bank haven't been updating my profile on ITC for the past four months .<br> <br> i wasn't aware until now when i apply for home loans standard bank are the ones to decline me first because my settled account is in arrears how stupid is that?.<br> <br> I even called them last month asking them to close my account which it doesn't look like it on credit bureau<br>