Standard Bank - you are just a number.

My overall experience, and it's not getting any better: *****ulent debit orders will go off your account - bank cannot / will not assist. Debicheck? yeaaaah, declines will still go through - again, "can't help you". (will reverse for a fee though... of course). You will not be able to renegotiate your home loan interest - even after 9 years. (probably can now when interest rate is in their favor, but when a rate is lower? good luck.) They will suspend your credit card for online transactions, simply flagged as "law violation" - no reason (not citing law, regulation or any reason), no remedy (what do I need to do to get it unflagged? "uhhhh", what have I done wrong? "uhhhh", what law? "uhhhh", regulation? "uhhhh"), no phone call explaining the issue.

Will be moving to another bank in Dec... again.