Standard Bank Vehicle FINANCE are ******* and if you take any of Standard Bank's products you will be depressed.

Last year 2022 I've skipped 2 months of my vehicle which I pay R4000 on at standard bank vehicle finance, whichever makes that R8000. Since then I've been getting threats from McRoberts their lawyers. They never gave me a chance to express my financial difficulties and always making sure they are very intimidative towards me over the phone, that time I am still making payments every month. I am not disputing or opposing to the areas but I have always asked to pay a certain amount which they always had a problem with. I've continued to make payments every month but still I was threatened that they will take their car due to these areas that I owe them. This month as I was going through my standard bank vehicle finance statement, surprisingly, standard has added 8 months to my payment term a whole 8 months for R8000 that time I am still paying the same amount. That's day light *******, they are ******* and I am not going to allow that, to add to this, they are still sending their lawyers to threaten me for the areas. I mean seriously? I wish that no one can bank or even take any product with them and I will he taking this to the bank ombudsman. How come a 72 months term change to 80 months for R8000 and my installment are still the same? I will not allow that.