Standard bank vechile finance death trap

We have about 16 months left on our vechile with standard bank.Due to 27 percen increase in our bond. We could not afford the June installment..Approach standard bank vechile finance and request We pay the install over a period manageable...We were refused and handed over to attorneys Standard bank has become parasitic to the stance where if possible in tge near future we will take our business else..if it was 3 months area's .But one month ...never thought I would say this but never have all your eggs in once basket especially Standard Bank.You only good when you have money...