Standard bank *******

Have a cheque acc,credit card,house loan, insurrance, car finance with them every end of the month it is something with one of these account mostly the cheque account standard bank takes money off for something or it is for cash deposito but im allowed to make a certain amount of deposit before paying for them or my debit order go off and they charge me for loaning me the money,but there is money in my account at the end of each month i have a fear to go to the bank because i know its going to be something else to take my money