Standard Bank pre debit day fee ****

Standard Bank is, in my opinion, attempting to make money, with fees, by running debichecks the day before the debit date if it falls on a public holiday or weekend. They then charge a service fee or overdraft fee if the account comes into debit. The cheque account is none interest bearing so I only transfer money in on the last day of the month. My understanding of debicheck is that if there are insufficient funds on the bona vide debit date the account is then tracked during the "tracking period". I am aware of a number victims of what, in my opinion, seems like a "****" but now that I am personally affected I will seek the opinion of PASA and the Banking Ombudsman in the new year.