Standard bank of useless idiots!!

I tried to apply for a standard bank bond but got declined for 100% and only approved for 90% cause i have enquires around 5 enquires to much that are credit checks and standard bank wont allow 100% cause these look like loan accounts but they cant see any loans on my name just enquires. So they still refuse to do a fair assessment. I have vehicle finance for 2 years and a credit card with the same bank. Yet I'm still declined what kind of racial ************** and unfair assessment is this bank doing. I am disgusted that i can afford the bond but you wont grant 100%. i rather take my business else where then to give a ******* bank more money every month.