JH
Joleen H

1 reviews | Active since May 2021

27 Aug 2025, 10:01

Standard Bank not closing my paid-up credit card account & attorneys harassing me

I am extremely frustrated with Standard Bank regarding my credit card account (Card Number ending in 0145).

I fully settled this account of R5000 in December 2023 and requested it to be closed.

Despite this, Standard Bank failed to close my account, which resulted in attorneys contacting me in May 2024 about outstanding card fees and interest of R260.

I paid the attorneys the amount they requested on 27 May 2024 (proof of payment available). At that point, I again requested that the account be closed.

Recently, attorneys phoned & sms me again claiming that I owe R554.83, which is made up of more fees and interest that should never have been charged, since I settled the account and requested closure twice.

I spoke to a consultant named Vincent at Standard Bank, who confirmed: That I requested closure in June 2024, That a paid-up letter was already sent to the attorneys, and That the attorneys should not be contacting me anymore.

This situation is completely unacceptable: I paid what I owed, I requested the account to be closed,

Yet Standard Bank failed to act and now my credit record is being negatively affected due to their negligence.

I urgently request that Standard Bank to: Provide me directly with a copy of my paid-up letter, Confirm in writing that this account is closed, Ensure that my credit record is updated to reflect the correct information, and Stop attorneys from harassing me over charges that should not exist.

I have been a loyal customer, but this is damaging both my time and my credit profile. Please resolve this immediately.

Regards, Joleen Hewitt (Strydom)

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Replies (6)
Standard Bank
Standard Bank's reply27 Aug 2025, 10:25
Official
Dear Joleen, 

Thank you for contacting us for assistance. 

We try very hard to make every customer’s experience enjoyable, and we really regret not being able to meet your expectations this time. 

We will do our best to resolve this issue as soon as possible and find a solution that works for you. 

Our team will contact you to assist you. 

Kindest regards, 
Standard Bank Hello Peter Team 
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JH
Joleen H's update27 Aug 2025, 10:50
Reviewer Update
HI, i have sent all above details to Standard bank with attachments via email on 26/08/2025 @ 11:16 : ***. Kindly resolve ASAP
JH
Joleen H's update27 Aug 2025, 14:22
Reviewer Update
After 3 emails (in the last 2 days) and numerous hours on phone calls, there is still no resolution.
This is absolutely unacceptable.
Standard Bank’s failure to resolve such a simple matter shows a lack of accountability and respect for customers. I have been requesting my paid-up letter and account closure since December 2023, yet I am still being harassed by attorneys and my credit profile is being damaged.
At this stage, Standard Bank’s service is pathetic, and unless I receive my paid-up letter, written confirmation of account closure, and credit record correction by the end of this week, I will escalate this matter to the Banking Ombudsman.
Standard Bank
Standard Bank's reply27 Aug 2025, 15:38
Official
Thank you for bringing this issue to our attention. 

We have noted your concerns raised and we will follow up with the relevant team. 

Please be on the look for further communication. 

Kindest regards, 
Standard Bank Hello Peter Team 
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JH
Joleen H's update27 Aug 2025, 15:41
Reviewer Update
The problem is, NO COMMUNICATION WAS RECEIVED THUS FAR!
Standard Bank
Standard Bank's reply27 Aug 2025, 16:22
Official
We understand your frustration and sincerely apologise for any inconvenience caused.


Please be assured that the matter is being treated with urgency and is receiving priority attention. A dedicated member of our team will be reaching out to you as soon as possible to provide further assistance and updates.


Your patience during this time is truly valued and appreciated.

Kindest regards, 
Standard Bank Hello Peter Team 
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