1 reviews | Active since Jul 2011
Standard Bank No Benifit. List me wrongfully as under debt review
So this is to let you know that after more than 25 years with standard bank I am finally giving up on them. Because they gave up on me. I get charged overdraft facility feebof R69 but they refuse to give me an overdraft facility, credit card or loan.
Reason: They claim I am on debt Counseling. They need an exemption letter. Because somewhere in their poorly maintained systems I have been marked as being under debt councelling.
The NCR send me a letter that I am in fact not listed with them. The debt councilor refuse to give me an exemption letter because they say I cannot get such clearance certificate if I am in fact not under debt councelling anymore. So I am stuck in a catch 69 with Standard bank.
I used to like Standard bank before and it will be sad to go to another bank. But I have no choice anymore because Standard has become very useless to me. I get no advantage in having an account with them. Their fees are excessive and they refuse me any added services.
Nedbank gave me a credit card and vehicle finance recently. Capitec gave me a personal loan and a savings accoint with very low banking costs. And a credit card. Cell C gave me two phone contracts as did Vodacom. Sterns gave me an account as did RCS/Game.
Ditect Axis gave me a personal loan.
Standard bank - well they wouldn't even give me a R500 overdraft.
How is it possible that all these major institutions gives me accounts and credit if I am currently under debt review as Standard banks flawed systems say? I gave them a letter where the debt councilor confirmed that I have volunteraly withdrawn from debt councelling in 2015 and that they cannot issue a clearance certificate to someone not under debt councelling.
Well it is ONLY Std bank who treat me like this.
I am hereby informing you of my intention to close my (expensive), and useless account with you since it gives me no extras and advantages whatsoever like any other banks. I pay over R200 monthly fees for abselutely nothing.
I am going over to Capitec and I want to know what to do to move my debit orders there.
I will also be helping my son to movebhis account oveer to Capitec and will advocate Capitec yo anyone I know who have Standard bank accounts.
Thank you for nothing. After more that 25 years of making money from me.
Goodbye
One of our consultants will make contact with you to address this matter.
Kind regards
Complaint Resolution Centre
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One of our consultants will make contact with you to address this matter.
Kind regards
Complaint Resolution Centre
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