Standard Bank EFT, Card Tap Payment, Mobile App all STINKS

For a year now I've been back and forth with Standard Bank to have my EFT facility fixed. It wised to work and all of a sudden I would be taken to page where I would need to enter a "Secure Password". I've been in branch three times, called once and nobody actually knows how to fix this thing. Then about two month back I can no longer "Tap" for payment. I have to now insert my card with every payment. Then today, as I opened the mobile App I'm all of a sudden asked for a "Password", instead of the number I used to enter to access the App. Standard Bank, you are pushing me to move my business to FNB. Your service stinks, it's completely pathetic and leaves and awefull taste in mouth.