Standard Bank does it again

Had an account with Standard Bank and closed it more than 8months ago. Did the thing of going in to the bank closing the account, withdrew all funds and I asked the lady that did it \ is account closed\" her response \"yes sir\" asked her \"no additional charges I have to pay\" no sir and I left. Today 26 Feb 2016 I get a phone call from a debt collection agency saying they going to black list me if I dont settle or make payment arrangements for the outstanding balance on the account!!<br> ***!!!<br> I closed the account how can there be an outstanding balance? <br> Standard Bank does not stop to amaze me....<br> When I was with them they did not want to give me a loan.... Capitec was very happy and fast to provide me with one that same day!! <br> Looks to me Standard. Bank is sour for losing clients to want to charge them fees when the account has been closed!<br> Standard Bank you pathetic and you need to learn from Capitec!<br> I have a new slogan for you Standard Bank<br> Standard Bank moving you to blacklisting!!!!"