standard bank debt counselling and LGR IN.lawyers

I have reached the end of the road with the Standard Bank situation. I have been on debt review since 2009.My original amounts outstanding to Standard bank was R40 000.Now 15 years later it has escalated to R139 000.Despite me paying monthly via the debt counselor am receiving calls every half and hour from lawyers' I am 60 years old and on disability .My husband has been retrenched. We cannot afford to pay these astronomical amounts that has escalated over the years. Nobody is assisting us and nobody wants to speak to our debt counsellor TO NEGOTIATE A DEAL to try and stop the interest .In my lifetime this will never be paid up. Please can someone assist my debt counselor.Lawyers involved is LGR INC