Standard bank Arrogance

I am opposed to the arrogance of Standard bank to do with my account as they please. My card and banking was frozen due to their DIGI me new system. I am old school and dislike and do not agree with all this new technologies that has now proven to over power me and override me... does that not scare the **** out of any one else too?? if we do not accept their T&C then we cant use the app etc... we are forced to accept what ever rules they shove down our thoughts. and this is general to all banks.