set off not notified to customer

good day<br> <br> i had a credit card that i ould not make payment arrangements for now pay its back due to me loosing my job in 2013,<br> i started working for this year are still not able to pay off all my debit as my salary is R3500 on july 1st a amount of R2610 was deducted from my last salary in saying that the company i use to work for paid out the last monies that was R4850 i now do not have a job and was not informed that the money would be deducted.<br> <br> i want the moneys owed to be back. as i now do not have any money to get the things i require.