GV
Gavin V

1 reviews | Active since Dec 2009

24 Sept 2018, 07:47

Service crash after being a client for over 20 years

And so it came to pass that in the early 90's I app**** for and was given a credit card, and all was well. Fast forward to last week when I checked my statement and found a charge for a cash transaction on on it. So I called the Call Center and was advised that the charge dated back to a cash withdrawal I'd made in Dec 2016 and some other since then. I was told that a 'cash loan account' had been opened and that I owed an amount in addition to the actual balance on my account. I studied my statements and could find no reference to this 'cash loan account'. I was told they'd reconcile the account then come back to me. I was sent a ref # via sms. Then on Friday I was told - Good day Trust you are well. Card reconciliation not done hence we could only do it only for the last six months not from the card was open may you advise as to which months should we do the reconciliation. At this point in time, I am quite happy to close my account - you now need to tell me why I should stay with you after you've been lying/robbing me for nearly 2 years.

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Replies (4)
Standard Bank
Standard Bank's reply25 Sept 2018, 03:08
Official

Thank you for posting your comment.

We assure you that as an organization we are committed to providing the best possible service and assure you that this will be addressed as a matter of urgency. Kindly provide us with your account or id numbers in order for us to escalate your matter further to the below email address:

- Email: ***

We apologize for the inconvenience and undue frustration, this has caused.

We greatly appreciate your continued support

Kind regards

Niyaaz Jardine

Complaint Resolution Centre
***
*** (fax)
***

Standard Bank
Standard Bank's reply26 Sept 2018, 11:29
Official

Dear Gavin

Thank you once again for posting your comments.

I refer to our email correspondence with each other and can confirm that this matter has been responded to.

Kind regards

Clint Petersen

Complaint Resolution Centre

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GV
Gavin V's update26 Sept 2018, 11:37
Reviewer Update
Hi Clint, thanks, I've responded to your response. My rating stands per my email. every journey has an ending. regards, Gavin.
GV
Gavin V's update15 Nov 2018, 12:11
Reviewer Update
15 November 2018 - received my statement and GUESS WHAT - I've been charged interest again, even though my account has been in credit since the 19th of October. Quote from their email dated 25 Sept 2018 - In light of the above, the interest charged to your account is charged correctly as the full outstanding amount has not been settled and according to the agreement that you signed when you accepted the credit card account the bank has all the right to charge you interest if the full amount is not settled.