Savings Account

I had a savings account attached to my Student Achiever account. I terminated this savings account and was charged R200.00 for that termination. The bank went on to charge me for a further 3 months. They charged me a dishonouring fee implying that the savings account was still operational. I went to the bank and they said I cant get my money back even if it was their fault that the savings hadnt been cancelled. The consultant told me that the savings account had been terminated but now I have been charged R115 on 3 different occasions for a service that I terminated 4 months back????