Ridiculous honoring fees!

I have a MyMOACC with Standard Bank basic one nothing fancy added on however the amount of honoring fees am charged monthly on that account are ridiculous… just last week I was charged again R100 for honoring I then enquire I was told about some transaction that was banked late and at the time the availability funds were less -10 and that’s my frustration with this bank how do you charge a whole R100 for a transaction that is less then R10??? That’s day light ******* 😡 and still you claim back your negative fee once my account is back on a positive so how many times is this “late banking transaction” claimed and again I’ve been with 2 different banks Standard Bank being my 3rd I’ve never previously experienced any of this banking late nonsense, transaction are done on same time… and declines when they isn’t funds available so why is Standard Bank not applying the same principle?? I need for Standard Bank to look into the below services request number for me:*** and reimburse my money becouse honestly I am really contemplating on taking my business elsewhere… and while they at it can they really look into this honoring fee charge it’s *** experience and this fee must be cancelled