Repossession if vehicle without making arrangements with Client

This contemplates a legal approach as you went legal without informing your client

I’m being harrassed by Standard Bank and I’m not taking this situation lightly,I will challenge it ,right now I’m at the bank now trying to sort the situation,the settlement amount I’m given is now saying R430k ,and they are telling me they are repossessing the car

The other concern is that the settlement amount is the same as the balance amount that I was given by Standard Bank

Hi *****ba Tambuki
Balance. : R25,908.21-why am I paying balance amount instead of settlement amount ??,what is the real settlement amount ???Arrears Interest: R1242.85- questionable ???Legal Costs. : R10,451.56- I want my refund ,was not informed Agent Costs : R5800.43 - I want my refund , was not informed Total Cost paid : R43,403.05
I didn’t have this money to pay , had to borrow money from my siblings , my car was nearly repossessed when I was at the standard bank branch at Lifestyle Centre Centurion ,the Bank Manager Mr Daniel Maboa is my witness and had to intervene and stop the guys .Kindly note that my Attorneys are aware of this matter and if not resolved will also be taken to the Ombudsman for attention .I cannot be treated like a ***** when all standard bank could have done was to contact me and make arrangements .

NOTE: THE ABOVE PERSON FROM STANDARD BANK CALLED ME THIS MORNING .

Good day Mr Lotokia Raphakgadi Thank you for allowing us the opportunity to look into your matter. Please send us your bank statement so that we can be able to assist with the refund. Regard
*****ba Wendy Tambuki

NOTE : I WANT MY REFUND URGENTLY AS I WAS ALSO HARRASSED TO PAY THE MONEY

GOOD DAY

Its been more than 7 days now @standard bank and i have not yet received my refund as you mentioned, please advise me what must i do now ???