MC
Michelle C

1 reviews | Active since Oct 2011

13 Jan 2025, 08:37

PTP in Place - But I still get nasty emails

Personal Loan: Firstly it took me over a month to speak to an actual person regarding the fact that I am now unemployed and unable to pay my loan back. When I did, we made arrangements for a PTP, which I have been paying. Then i get a nasty letter saying I have 10 days to pay back the loan. As ALWAYS i send an email asking why as I have a PTP in place which should be recorded. Yet again, I get the usual BS. I must first confirm who the HECK I am blah blah. You are quick to know who I am when an amount is outstanding. I want an actual BANK person, a HUMAN, NOT a ROBOT to call me and explain why I have received a nasty letter when a PTP is in place and I am paying? According the CPA, as long as there is a PTP in place AND I AM PAYING, a creditor has no right to make demands or hand me over.

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Replies (2)
Standard Bank
Standard Bank's reply13 Jan 2025, 08:42
Official
Dear Michelle, 

Thank you for reaching out to us. 

We take these matters very seriously and can assure you that we will be attending to your query with urgency. 

We will be taking a closer a look and will get back to you. 

Kindest regards, 
Standard Bank Hello Peter Team 
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MC
Michelle C's update23 Jan 2025, 07:21
Reviewer Update
This matter is still pending: At first I had a very competant Yolanda Mati calling me, she got back to me daily. Then I was told that a Braydon would take over my case, He called me Friday the 17th January and said he would get back to me later that day. it is now the 23rd and I am YET to hear from him.
This bank is very quick with emails of demands and SMS but to actually do their work is a bit of a challenge.