LM
Lebohang M

1 reviews | Active since Sept 2023

06 Dec 2023, 14:41

Personal information not secure and is being used to commit ***** by Standard Bank

I had written a complaint on 02 December 2023 after Standard Bank conducted *****ulent credit enquiry using my name for the second time in two months. I had lodged a dispute with the Experian (reference CC-9988) for the first credit enquiry and it was resolved in my favor and removed from my credit profile. On 25 November 2023 a second *****ulent credit enquiry was added on my credit profile.

All these credit enquiries have been conducted without my consent and knowledge, clearly indicating that my personal information is not secure and is being used for ******** activities by Standard Bank. I have sent a formal complaint to their complaints department (reference ***3) and the generic reply was that their "specialist" will contact me within 24 hours, of course this was not true. Similarly, in the complaint I wrote, all the PR generic replies said their consultant will be in touch shortly, again this was not true as no one has contacted me even after sharing my cellphone number. I requested for the number of the consultant so that I can call myself seeing that they are playing games and could potentially continue to commit further ***** with my personal information and they refused.

No one wants to tell me what is happening; why the credit enquiry was conducted, who gave consent and why my personal information is not secure. All I get is generic bull**** message lying that their consultant will get in touch shortly. I am going to post a negative review every single day to warn people about the ***** tendencies of Standard Bank so that they can make informed decision about joining this useless bank.

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Replies (12)
Standard Bank
Standard Bank's reply06 Dec 2023, 14:52
Official
Dear Lebo

This is not the level of service we strive for. 

We understand your frustration and are here to help. 

We can assure you that your matter is now in the right hands. 

Our team will be in touch. 

Kindest regards
Standard Bank Hello Peter Team 
***
LM
Lebohang M's update06 Dec 2023, 16:11
Reviewer Update
You don't understand my frustration, this is the generic bull**** I am talking about, no one has been in contact

It is because of your bull**** service and ***** hat I can't access credit to build my credit record
Standard Bank
Standard Bank's reply06 Dec 2023, 16:26
Official
Dear Lebohang

The matter is being treated as a priority and our team is ensuring that it is resolved timeously . 

We will revert with feedback as soon as possible . 

We appreciate your patience.  

Kindest regards 
Standard Bank Hello Peter Team 
***
Standard Bank
Standard Bank's reply06 Dec 2023, 17:09
Official
Dear Lebohang

Thank you for taking our call.

Please note that our team sent you an email.

Kindly review and respond accordingly.

Looking forward to your response.

 
Kindest regards 
Standard Bank Hello Peter Team 
***

 



LM
Lebohang M's update06 Dec 2023, 20:37
Reviewer Update
I have gave a consent to access my credit profile and stated categorically that the consent is not for conducting another *****ulent credit enquiry.

I am very disappointed that you cannot tell me why the credit enquiry was conducted and who gave a consent. You have records, there is no way you cannot know

As I have I promised I am going to post a negative review for everyday that the *****ulent credit enquiry appears on my profile
Standard Bank
Standard Bank's reply07 Dec 2023, 07:02
Official
Hi Lebohang

 Your matter is still under review.
 
 We will reach you as soon as we have feedback.
 
 Kind regards
 Standard Bank Hello Peter Team
 *** 
Standard Bank
Standard Bank's reply12 Dec 2023, 12:29
Official
Dear Lebohang

Our  team unsuccessfully attempted to call you.

To help us further, please review the email that was sent and reply accordingly.

Eager to hear your thoughts.
 

Kind regards
Standard Bank Hello Peter Team
*** 


LM
Lebohang M's update12 Dec 2023, 14:16
Reviewer Update
I did send a screenshot, showing credit enquiry from Standard Bank. I have also sent an email asking from which platform can I get the screenshot in the format that you wanted, and I did not get a response.

I have attached further screenshots from my profile.

Standard Bank
Standard Bank's reply12 Dec 2023, 14:19
Official
Dear Lebohang

Thank you for the response.

We responded to your email.

Please review and respond accordingly.

Kind regards
Standard Bank Hello Peter Team
*** 


LM
Lebohang M's update13 Dec 2023, 10:00
Reviewer Update
What is the update regarding my case?
LM
Lebohang M's update13 Dec 2023, 17:46
Reviewer Update
I have attached 3 screenshots from my profile showing a credit enquiry from Standard Bank on 25 November 2023. I use clearscore for my credit reports, and the inofrmation appears in the format that you see in those screenshots.

From your end, I want copies of information that was sent to the credit bureau before the enquiry was added, I want to see where I gave consent for the credit enquiry to be made or any record where I interacted with anyone from Standard Bank.

If that information is not in your records, it is because I did not make any credit enquiry, what is so hard about instructing the credit bureau to remove that enquiry from my profile so that I can part ways with your useless bank.

All these delay tactics are wasting my time
Standard Bank
Standard Bank's reply13 Dec 2023, 17:51
Official
Hi Lebohang

The matter is being treated as a priority and our team is ensuring that it is resolved timeously.
 
 We will revert with feedback as soon as possible .
 
 We appreciate your patience.
 
 Kindest regards
 Standard Bank Hello Peter Team
***