SM
Sarita M

1 reviews | Active since Feb 2016

13 Sept 2019, 22:41

Pathetic service and no response on review of Home loan

I app**** for a Home Loan on the 15 April 2019 with Prestige Banker Mafereka, Thuso. The bank requested information again which I have already submitted but I resubmitted to the Consultant that contacted me Mdunge, Lungile. She confirmed she received the documents and when I did a follow up she said it was with the Val department. Firstly the val department found that the builders rate was too low for the dwelling. I resubmitted once again amended documents. On the 23 May 2019 when I did the follow up again and again daily I was then told that there is a shortfall however credit will make the final decision. I called in and spoke to Celeste Bessit and she said it is still with credit. On the 3 June I did a follow up yet again and I got no reply. When I did another follow up Celeste then said the application was declined. I said ok but I got a revised payment so can they use the new payslip and she was sure no problem send me the new payslip and I will send the application back to credit for review. My husband was also in contact with Standardbank and also Spoke to Monique. Up until today I did not receive a response from Standardbank. I still do foloow up with Celeste and Monique and I got no response. I still wait the outcome of my standardbank home loan for the last 6 months. I will definately qualify for the home loan but standardbank has so pathetic communication s****s that 6 months later I'm still waiting for a response. With Standardbank been so imcompetent it has cost me alot of money. The seller otp has expired and he put the property on the market for a higher value. Please could someone respond. I am so frustrated waiting for an answer.

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Replies (2)
Standard Bank
Standard Bank's reply16 Sept 2019, 06:36
Official
Hello Sarita
  
Thank you for posting your comment. 
 
We assure you that as an organization we are committed to providing the best possible service and assure you that this will be addressed as a matter of urgency. 
 
We apologize for the inconvenience and undue frustration, this has caused.  
We greatly appreciate your continued support  
 
Kind regards 
 
Muhammed Asvat
Complaint Resolution Centre
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*** (fax)
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Standard Bank
Standard Bank's reply17 Sept 2019, 10:35
Official
Dear Sarita

Thank you once again for posting your comments.

I refer my email correspondence and can confirm that this matter has been responded to.

Kind regards

Clint Petersen
Complaint Resolution Centre
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