Pathetic honour fee

Absolutely pathetic. The honouring fee issue has been reported but the bank continues with this practice. The funny part is that this is not clients fault but the bank hasn't done anything to rectify this issue with merchants or perhaps put measures in place to avoid this. When a transaction occurs, funds are reserved for that transaction, until collected. I don't understand why there must be an honouring fee when it is not the client's fault that the merchant decides to collect the funds days after. Then why are funds reserved for an item purchased? So many clients have complained about this but the bank keeps providing a generic answer. Standard bank doesn't care about it's customers also as they can milk them every cent for their bottom line, the bank is happy.