Outstanding home loan

<p>I took a home loan with you and you never cared if I did occupy the property or not, came back to you and asked for an assistence but you neglected my plea, I then defaulted my payments then you pushed me to sell the house below the actual amount I declined. you reposessed the house and sold it and placed me on Judgement which I didn't contest, now it's 4 years on Credit beruea now you want me to settle an amount of a house I didn't occupy whilst you sold it long time ago. you never communicated with me for all those years and now you want me setlle, for the past 6 years I have been renting a shack as I cannot apply for anything and now is this.......</p>