Not updating credit details on ITC - Standard bBank Card Division

<p>Standard Bank seem to not bother about you after you have closed credit accounts with them. I have had two credit cards that I have since paid off and closed. The one 9 years back and the other 8 months back still showing on ITC as the full credit amount owed and accounts still being open. I received the letter confirming that accounts were closed 3 weeks after closing these accounts, but what bothers me is that my credit rating is now badly being compromised. I want to open a home loan with Standard bank (home loan switch from another bank) but they will turn me down saying I have too much credit card debt! As they rely on ITC! Ironic is'nt it? They dont have the correct processes in place compromising losing a potential client in other divisions of the same shareholder!! I am wondering how much more they have lost in similar situations as I see there are alot of complaints on this portal of the very same issue.</p>