NO RESPONSE

Letter in the mail on the 14/08/2015, the letter is dated the 24/07/2015. My credit card had fallen into arrears and this served to inform to make payment and arrangements within 20 business day or I would be handed over and reported to the credit bureau. I was shocked and called immediately. After a few attempts - I finally was able to speak to \someone"on 19/08/2015 who informed me that the account had been forwarded to the attorney's"