No negotiations. Where is the bank manager?

We have been using Standard Bank services for the last 3 years to obtain student loans for university. Great! Now that we are in the final year of a 4 year study course at same university we are getting 'sorry but you cannot afford another loan'. We were applying for about R100,000.00 loan. All we got was an SMS to say we were not successful....this after 3 previous yrs being successful. No negotiations, no nothing...just 'no'. Not \How about R50K??"";NULL;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;; ***;645002;770026;6;2;0;0;0;0;2;NULL;NULL;NULL;15/02/18 15:25;15/02/18 13:32;Stop handing clients over to sharks !;8,60E+12;;;They handed me over to HTN Attorneys = My Good Money who promise rewards once you paid up your account. Once paid you wont get any rewards they just brush you off like a piece of nothing. For Bruma this means bad publicity because I will be going around on social media and not recommend your service to anyone and everyone. Stop Handing your clients over to SHARKS its not fair. ;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;; ***;74269;720622;14;2;0;0;0;0;2;NULL;NULL;NULL;15/02/18 15:29;15/02/18 13:33;Delivery melted and squashed;***;;***;I placed on order to be delivered for my aunts birthday. I ordered the Guilty Pleasures Cupcake Combo Box. The cupcakes were delivered melted and squashed. I notified Netflorist of this and have had no response. It's not acceptable that the quality of the product is destroyed on delivery and it meant to just be accepted. It was supposed to be a nice gift for her 50th and now it's just a bad story for her to tell. Not sure if i will use Netflorist again after this incident.;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;; ***;818002;819986;18;2;0;0;0;0;2;NULL;NULL;NULL;15/02/18 15:20;15/02/18 13:33;Faulty Parlux Dryer;;Office Manager - Lesley;;I purchases a Parlux hairdryer from Partners hair design in August 2014 which is a year a six months ago. On Sunday when drying gmy hair the hair dryer blew and spark came out of the dryer. After contacting their one branch at Tygervalley Centre, spoke to a Shafieka who does not have a clue what the process is I asked for the contact details of their Head Office. When contacting the Head office to find that the office manager Lesley has attitude because she is the buyer for the Partners group and obviously did not want to hear the negative feedback from the good she is buying. <br> <br> I am well aware when your warranty expires then surely where you bought the item, they should be able to assist with repairs/maintenance especially for an item as expensive as the parlux dryer which cost R1500.00. What I do not understand is that the hair dryer is not even 2years old and already it blew it's not that I have a salon, it's only operational twice a week when I wash my hair. How is this possible that such an expensive hairdryer breaks so quickly, could it be that Partners sells faulty dryers and then they expect me to pay.;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;; ***;818115;689782;6;5;0;1;0;0;5;NULL;NULL;NULL;15/02/18 15:27;15/02/18 13:37;World-Class Service;7,51E+12;Sujen Coetzer;***;Sujen Coetzer's service delivery is outstanding.<br> <br> Sujen made the application process seamless, informing me on a daily basis as to the progress of the application.<br> <br> Being in the service industry myself, I am very pedantic and careful to compliment good service;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;; ***;370670;699147;6;2;0;1;0;0;2;NULL;NULL;NULL;15/02/18 15:06;15/02/18 13:39;UNFAIR TURNAROUND TIMES & INCORRECT ADVICE;8,10E+12;Bongani Mnisi;***;My complaint relates to a settlement letter requested from JD Group. I am not pleased with the turnaround time that was given of 48 hours. Especially because these terms were not stipulated in my contract. I spoke to the \Manager\"""