Mysterious Missing Money

<p>I transfered a five figure sum from an Investec savings account (it left the account instantly) to my Standard Bank current account. The transfer was done at 16h00. It took more than twenty four hours (which included a full working day) before the money reflected in my Standard Bank account. Questions to Standard Bank: where, specifically, was my money for 24 hours, where is my interest and why, if UK banks can offer a 2 hour transfer window, and banks such as Capitec can offer a same-day window can Standard Bank not? Finally, how much money does Standard Bank cream off the millions of "Mysterious Missing Money" transactions which must take place each day? </p>