late fee more than amount os

Watch out for late payment fee. My balance outstanding on my credit card was R128.00. Due date for installment was 04 Nov. I settled the outstanding debit balance by paying R200 on 06 Nov. Guess what late fee charge was R145.00.<br> <br> What's it even more frustrating is that Standard does not give the option to pay service fees on an annual basis, like they did in the past, so u constantly have to transfer small amounts every month into your account and if you ddon't you get slapped with R145.00 late fee.