Insane Bank Charges that have created a Huge Overdraft to my Account

I have a student archiver account which is currently in arrears as Standard Bank has charged absord fees to my account. I had a debit order with the Music Streaming platform, Apple Music and there was a point where I didn't have money in my account so I was charged a fee because the debit order would bounce back. This carried on for the whole of 2020 even though I had closed my account with Apple Music. I was charged insane monthly bank charges because of this and I now have an overdraft of an amount that close to R2000 and I don't know how I'm going to be able to pay this off as I'm unemployed and have no means of income.

I'm truly disappointed in Standard Bank as I thought it was one of the best banks to have an account with but since I had banked with it I have been facing some of the worst issues ever which are honestly tiring to deal with.