Incompetence

<p>Standard bank phones me religiously every month, and threatens me with legal action, as well as harassing my next of kin for an overdue account - for which I made an arrangement in March already.</p> <p>Worst part, they send me a please call me, and then disconnects when I phone them.</p> <p> </p> <p>To move away from them was the best decision ever, unfortunately I still have debt. I can't wait for the day when I am done with this incompetence</p>