KL
Karen L

1 reviews | Active since Oct 2019

17 Mar 2020, 12:12

ID ***** and Bank is not forthcoming on what I can do to increase my overdraft

I have been the victim of ID ***** and am needing to increase my overdraft facility however I cannot do this as my ID has been flagged. 1. I have had 2 accounts opened in my name, Jet and Cell C. Both have been cancelled now and confirmed by letter from both companies. 2. I have instructed (and am still waiting for confirmation) from both Cell C and Jet to confirm they have instructed the credit bureau to remove these accounts from my record 3. I have contacted and 2 weeks later am still waiting for SAFPS to send me the application form back so I get can the letter back from them so I can increase my overdraft 4. I have gone into the bank with all my documents and ID to prove who I am and still not getting any luck from Standard Bank to increase my overdraft.

I am incredibly frustrated as I am jumping through every hoop and over every hurdle everyone keeps giving me however no one seems to be willing to help me in return. All I need to do is increase my overdraft by R2000 which I am approved for but cannot further the application as my ID keeps flagging on the system.

I am getting no help from: Jet / Cell C to send me confirmation they have made contact with the credit bureau to remove the accounts from my name SAFPS to send me the application so I can get letter from them Standard Bank to find out what else I can possibly do to get this overdraft. I have mentioned on almost every mail to the Branch that I need this urgently. 2 weeks later and I have had no joy and urgency has turned to desperate.

Can my own bank not help me on a way forward???

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Replies (2)
Standard Bank
Standard Bank's reply18 Mar 2020, 09:03
Official
Hello Karen
 
Thank you for posting your comment.

We assure you that as an organization we are committed to providing the best possible service and assure you that this will be addressed as a matter of urgency.  

We apologize for the inconvenience and undue frustration, this has caused.  

We greatly appreciate your continued support 

Kind regards 

Complaint Resolution Centre

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KL
Karen L's update01 Apr 2020, 11:16
Reviewer Update
Good Day

I wanted to thank the consultant at Standard Bank, Xavier Classie, for taking so much time and effort in helping me out. Xavier was such a pleasure and made everything so simple and easy for me to get everything sorted out.
Thank you Standard Bank and Xavier for providing me with excellent service after so much hassle.

Many thanks again
Karen