I would never recommend standard bank home loan to anyone i know. Worse financial product a person could take up.

Standard bank will put you in financial pressure unaware so. Firstly they dont ask about your payment interest rates options. because they know they will always benefits from variable interest rates when you finally realize things are heating up for you they give you options to fix your interest rate for time being knowing that by the time your term expires the installment will go high. I spoke with an agent called annista if she ever gave me her right name, she was so rude to me and gave me the worst client service. I am not surprised why they have so much repossessed houses. Its because they want you to buy a house and take it away from you atter losing so much money.