I want the R130 honoring fee reversed

<p>I have been charged a R130 honoring fee by Standard Bank. I called the call centre and they refuse to reverse it. I'm mad because I check my balance before I spend money - but I can't trust the Standard Bank balances and they still charge me honoring fees!!! For example, I made a payment of R40.33 on 08 June. My bank statement now says that my balance was R2 087.59 that day but I made that R40 payment to make the balance zero. I still have the SMS for the payment which shows me that the balance was <span style="text-decoration: underline;"><strong>R0</strong></span>. Then I suddenly had money showing in my bank account the next day - when no deposits had been made. So I took the balance the account gave me that day and paid Telkom and bought some things. Now I'm suddenly on -R301 in my account - but one SMS I got that day told me I had R72.50 after the Telkom payment (the first of three) that morning and the last SMS told me I had a R40.33 (after spending much more than R32.17). I don't seem to have received any SMS for the second transaction at all. Standard Bank, I have these SMSs if you would like to see them. WHAT SHOULD I RELY ON BEFORE I SPEND MY MONEY??????? It isn't fair to give me the wrong information and then charge me an absolutely ridiculous fee of R130. I want that honoring fee reversed and I want to know what is the most reliable balance.</p>