I'm still shocked. Unauthorized usage of credit card but I'm responsible.

<p>Late last December I fell victim to a card **** of some sort. Long story short my card was missing. I use the card only after the 21st of each month. But in December I waited for the debit order to take place on the 15th. After planning on changing bags on the 17th of December I only noticed that the credit card was missing and requested my son to STOP the card. I stopped the card with the idea that my car will have funds availble as of the 21st like I normally do. But after going to the branch I learnt that the card was used to the value of +- R2000. I still don't understand how the account was overdrawn when I had reached my limit and waiting for the 21st. Let alone that I was in Eshowe at a funeral on the date of these transactions. The ***** department consultant condersendingly comes back to me and tell me"MY PIN WAS USED" how else can a card be used ? What investigation was done. I'm certain that 98% of all businesses have cctv footage to prove I didnt use that card. My card probably has 3 places that I use it on namely PicknPay if not airline tickets. I cannot accept your verdict of that the card was utilized by me and I'm liable for the costs. HOW CAN THE LIMIT BE EXCEEDED ? WHY WASN'T THE SMS NOTIFICATION ACTIVATED FROM INCEPTION. I'm collecting another card today after the replacement to feel prey to ******** not even 2 hours after getting it. I seriously think your security systems need to be questioned. Please furnish me with the process that your investigators went through to say I authorized the transactions. </p>