Going after the small fry

My credit card was in arrears by less than a month and I was handed over to Standard banks attorneys. I made the payment due and the payment for the following month and am still being harassed by the attorneys as well as being asked for more money. People owe millions and get away with it I forgot to make a payment and 3 weeks after the due date get handed over to attorneys. Please do not call me as my phone is not working and would appreciate an email.