***** on a big scale

I find it strange that between Standard Bank (My Bank), StratCol (Debit Order Facilitator) and **** Company (SMV Enterprises) that ***** of this scale can be allowed and left to happen unabated. My account is being debited amounts with ever changing reference numbers from StratCol on behalf of SMV Enterprises which I don't have any agreement with but Standard Bank sits back and does nothing. How are debit orders authorised because the current system of passing the buck on is really making me conclude that this ***** is with all three of the above mentioned companies. So at this point I need this company (SMV Enterprises) and StratCol to stop debiting my account and refund me **********ly debited money from my account under the \watchful"eye of Standard Bank!!!"""