BR
Bra R

1 reviews | Active since Apr 2020

16 Jul 2020, 13:25

Failure to write-off and explain the charges on my credit card-

This is quite unaccepted behavior, I have been following my credit card for almost three years. non of the staff is able to resolve my query however i have been sent pillar to post. I've credit card ending with ******4262, when I check on the statement the limit has been changed almost 5 times then this raised a lot of questions which I have questioned how did they arrive on the remaining balance. then i have been given the reference number *** which was meant to revise the balances and write-off the remaining balance of the credit card and deposit whatever surplus as the account with 46k have been paid almost 80k since the account has been suspended. I've sent all my calculations and the money i have paid. all the staff don't have solution. I have spoke to Vusi from credit card head he promised to refer the account for write-off still I have no resolution. I have already spoke to 15 people which I can name them. this is ridicules. how can fifteen people fail to resolve an issue which I gave you solution? The account was requested for reversal, the statement was requested to prove the legitimacy of my account. this account already received 77725.18 since suspension 2017 which is far beyond the limit and also beyond interest charged. i have been ordered to pay R1800.00 monthly but you never reduce the balance. I'm always told that the comment on the account doesn't make sense. what is it that is not understandable? the account is now with collection for amount of R14936.87. what I'm I paying for? please write-off and give my due as discussed. i had this account for almost 20 years …this is not good at all.

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Replies (3)
Standard Bank
Standard Bank's reply16 Jul 2020, 16:46
Official
Dear Bra Red

Thank you for posting your comment. 

We assure you that as an organization we are committed to providing the best possible service and assure you that this will be addressed as a matter of urgency. 

We apologize for the inconvenience and undue frustration, this has caused.  

We greatly appreciate your continued support  

Kind regards 

Complaint Resolution Centre
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BR
Bra R's update28 Jul 2020, 15:33
Reviewer Update
Standard bank has finally came back to its senses- I have been going up and down regarding my credit card payment miscalculations. I've paid a huge lumpsum on the card but it was not showing signs of dropping to zero limit. Thanks for Hello Peter, the matter is now resolved and my name will be cleared from credit Bureau. I have told myself that whatever they owe me will have to donate to charity, what remains is that, my credit card is now on zero Balance as I have paid more than expected. There is no one able to explain the discrepancies beside my findings. I would like to say thank you for those people participated to resolve this 3 years matter. I will apply for position to assist with the experience I went through which even now they won't be able to explain. I have received my paid-up letter. Thank you standard bank. You don't have to forget to give my contributions to Charity. you owe me big time. Let's gather facts and be fair to our customers-appreciated the outcome even though my money will be enjoyed by charity.

Thanks for Mr. Khuzwayo, Vusumuzi , Mr. Petersen, Clint , Mr. Vusi, Mr. Ryan, Mr. Tshepo, Ms Fatima, Mr. Sebusiso, Ms Tarsha, Ms Kukulethu,Ms Hunadi, Ms. Stephaney,Ms Jubile, Ms Nthabi, Mr. Basebi, Mr Kamogelo, Mr Mulamodi, Ms Lebo, Mr Clay, Ms Shinika, Ms Yanga, Ms Fibe, not forgetting all who couldn't see the light Gabisile the Creator and more. The movie end here. the man with last words, his name is in Bold Black. Thank you. i name this people to show how frustrating is to resolve an issue- we should have gone to far. check the participant. Its bad but next time do it in one person encounter.
Standard Bank
Standard Bank's reply29 Jul 2020, 08:17
Official
Dear Bra Red

Thank you once again for posting your comments.

I refer to our email correspondence with each other and can confirm that this matter has been attended to.

Kind regards

Clint Petersen
Complaint Resolution Centre
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