Exorbitant charges

<p>For the past 3 months, I was shocked to find that my Standard Bank Cheque account always landed on a negative balance however this month has been the worst.My account currently sits at R 570,77 overdraft when I made sure to check my online balance before I transact and to my surprise I still get to overdraft. </p> <p> </p> <p>Firstly I was not made aware of the overdraft charges and honouring fees. My understanding is that the consultant should atleast make you aware of all charges linked to the account.</p> <p>Secondly, when I check my bank statement's series of events does not wholly match the one reflected on my smses. I transacted happily on the 25 & 26 September only to find on my statement everything went through on the 30th Sep? I understand that clearing takes time but surely transactions clearing doesn't necessarily mean overspending which is why I have cellphone banking. </p> <p>The purposes of those smses that come through when you transact is to keep you aware of where you balance currently stands.</p> <p>On the 27th September I had left R 187 (positive) for my monthly charges so for it to be at -R570.77 means I've been ********** close to R800 ON JUST CHARGES.</p> <p>Which is totally unacceptable. It's one thing to hav,e services charges but a completely different thing to be **********.</p> <p>Why you even sms me an update to tell me how much I have in my account when it doesn't even closely represent my actual bank balance?</p> <p>I am appalled</p>