JW
Jacques W

1 reviews | Active since Sept 2021

27 Feb 2023, 10:33

Disgusted Standard Bank service

This is my second posting with the treatment i receive from the bank I've been banking with for more than 15 years. Last year i app**** for a loan to my bank, the same bank in which my salary are being paid in, the same bank I'm with for more than 15 years, and they decline my request. Stating that the application is declined because I'm under administration. Before this i had no, and i mean no other loans on my name. I then send them all documentation to proof that i am not under administration, still they keep to their outcome. I then approached Capfin to make a short term loan to help me to pay for my daughters matric farewell, and thanks to Capfin i could manage to pay for the expenses. Now end of February 2023, i app**** again for vehicle finance through my very own Standard Bank and again was told the following reasons for them declining my vehicle finance, thus the reasons: 1. Low ITC score, my current score is on average 2.Micro Loan last 3 months, thanks to Capfin i could take my daughter to matric farewell, and No but No help from my own Bank. 3. Unsatisfactory conduct of bank account. Sorry dont know what they mean by it. But i pay my credit card every month and on date. 4.Last but not least ,Numerous recent updates. Now the above came from senior management. My take home salary is in excess of R33 000.00 p.m and my expenses at 17 K. That is now Standard Bank looking out for their clients. A Big thank you to Capfin to make my daughter dreams come true.

If their are any banks that could welcome me, i would gladly close all ties with Standard Bank and have all my income go to the bank that cares for their clients.

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Replies (3)
Standard Bank
Standard Bank's reply27 Feb 2023, 10:35
Official
Dear Jacques 

This is not the level of service we strive for. We understand your frustration and are here to help. We can assure you that your matter is now in the right hands. 

We will be taking a closer a look and will get back to you 

Kindest regards, 
Standard Bank Hello Peter Team 
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JW
Jacques W's update28 Feb 2023, 14:41
Reviewer Update
The above reply of Standard Bank holds no water. This Bank still refusing to help me. Ive just spoken to a senior consultant and he said that the bank will not finance a vehicle for me even if i have been rehabilitated, this even that your name has been cleared will stay on your profile for 3 years after rehabilitation. First i was told i will not get a loan because i am under administration, then other banks helps me. Now im being told that no we cannot help you cause you have a micro loan with another bank. The same bank that wanted to help me. I will go above and beyond to smear Standard Banks name for the way i have been treated after so many years. I get excuse after excuse. They even said some debit orders was unpaid, yes i agree, but this was Standard Bank fault, they reverse debit orders even if their was enough funds available. I have even send mails to them asking why, but a certain Cathy Molebatsi from Standard Bank refused to answer me. Just spoke to a senior consultant and even he says it doesnt matter what mistakes banks make. What does matter is what mistak their clients make.
A Big thank you to consultant Gordon Bila that even tried to help me. I hope other banks see your worth and remove you from Standard Bank South AfricaScreenshot_***.jpg 218.46 KB
Good Morning Cathy
Please assist or point me in a direction of someone that might be able to assist.
As per the attached statement, most of my debit order did not go through for December, but their was sufficient funds available.
Especially my Multichoice,Supersonic and others.
Who can assit please

The above mail send on the 06/01/2023 and to date no reply.
Good Afternoon Cathy
Attached is a credit check done on my profile from Experian, and as per Experian the FNB account have been removed as it was paid in full, proof their off the L&D account.
Attached is my Experian status as well as the rehabilitation order from the court that I have send numerous times. I Even see that my score rating have increased.
Please advise on the way forward with regards to my loan applications

Previous correspondence when i needed a loan for my daughter matric farewell, note this was declined thus the micro loans i had to make

Another excuse as per my credit card, but they are happy when they receive payment for this.
Good day Mr Welgemoed
The application was done, but we just got the response that could you please pay the existing credit card *** as it will affect the chances of the application to be approved.
Standard Bank
Standard Bank's reply28 Feb 2023, 15:06
Official
Good day Jacques

Thank you for writing back to us.

We will share this feedback with our team.

 We will get back to you.

Thank you


Kindest regards, 
Standard Bank Hello Peter Team 
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