Delayed billing

I really find it to be frustrating I have cheque card with standard bank and find that withdrawals from my account are delayed I used my cheque card to make an eft payment end of August but the money was only deducted from my account yesterday. I received a sms on the day of the transaction and figured that the money was taken off. it is really difficult trying to track transactions like what causes this delay and can this issue be fixed please.