Declined homeloan

<p>It is the 3rd time i am trying to apply for a home loan from standard bank. Everytime i am told it is declined due to the conduct of internal accounts. I don't have any account with standard bank, the last time i had an account was about 2 years ago. The prestige banker consultant promised that they will move all my debit orders but nothing happened. Every pay day, i had to run to the bank early morning, withdraw money and deposit i to my absa account for the debit orders to be able to deduct. I went to see the prestige banker at quagga centre to solve the issue but was told to make an appointment. That's when i stopped banking with standard bank. My credit score is 890 on transunion, my lucid report is clear, my gross income is R48300, my maintenance is R5000. I don't have any arrears in any accounts. I went through a difficult divorce for 4 years trying to finalise it. Now i ned a house for my kids, and I cannot get help anywhere. I'm very dissappointed.</p>