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Standard Bank are the biggest ******* I have ever seen in all the bank. As an ex employee of the bank it really scare me to see to what extent the bank is going to get money. I have made a purchase on the 23rd of December from a company in America. When my account was debited for the autherization of the transaction I was debited with R848. 55 but when the transaction was banked by the merchant all of a sudden now the transaction is R854. 52 and I am still debited for an international fee of R23. 50. This is is the first time that I see a bank *****ing your money right infront of your eyes. Also I tried to apply for a credit card and I am being declined every time, just say that I have been declined and I need to read the email to why. When I get the email is say the same thing as well. I went to another bank and see what packages they can offer me and they are willing to offer a much better package then Standard Bank. I cannot believe how shocking Standard Banks service got, when I was there I would have been fired quickly if you deliveree the service we are getting today. Maybe it is time to take the other banks offer and forget about Standard Bank.