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I had vehicle asset finance with Standard bank. They are quick to phone you if you didnt pay in time. However after i settled my account they were slow to settle it. Resulting in deducting my monthly installment after I already settled the account. Its now been a month and standard bank have not payed my money back. Been on the phone so much with them i already spent the amount of money they ow me on airtime and still did not receive my money back. Ridiculous ****************.