Credit approved above the limit

The limit on my credit card is R20700 and a amount of about R300 000 was approved and now I'm battling to pay this amount. I complained to the National Credit Regulator without a satisfactory response David Mohale is with NCR Complaints Department Tel *** Email [Email Removed] and they corresponded with Les Barrett <br> Senior Manager: Office of the Chief Executive, Complaint Resolution <br> Complaint Resolution Centre <br> The Standard Bank of South Africa Ltd <br> Share Call: ***<br> Land Line:+27 (0) 11 *** (please note change WEF 12.01.09) <br> Fax: +27 (0) 11 *** <br> [Email Removed]<br>