Crazy Fees.

Standard bank charged me R 50 for an immediate payment transaction that is far above the norm of other banks - R 8 at Capitec, this resulted in my account going into a negative balance. They then further charged me R 100 for an honouring fee due to the account going into a negative balance. I would like the R 100 fee to be refunded, and will also lodge a complaint wit the ombudsman and consumer protection act.