CONSULTANTS DONT TELL YOU EVERYTHING JUST MAKE YOU SIGN SIGN SIGN

<p>My CHEQUE CARD application with Standard bank was not a good experience, i used Branch ABC in Durban.</p> <p>The lady offered me a credit card along with my cheque elite account & said i should just keep it incase of emergencies. She didnt explain the insurance protecion initiation fee & monthly card price. She made it seem as it was inclusive of the costs that i pay for my Elite cheque account & that everything is linked. I dont appreciate the way this lady ******* me into taking the card, i think because she saw i was younger looking yet i am 26years. I have to pay 2 costs, one for cheque elite acc and one for the credit as well. Which also was not made clear. </p> <p>The consultant didnt explain that in June the following month these charges would be debitted. So i could make arrangements to pay it. As its obvious i want the credit to stay at the amount given ,always. It was meant to be for emergencies only. </p> <p>ITS *******! They butter you up to take the credit card and then you just see money been debitted off your credit card & you wonder why? When you phone the call centre they even more useless - if you even get through, i waited quite some time for an operator.</p> <p> </p> <p>I can see the lady consultant had been doing this for ages , and who knows who else she has made taken credit without explaining every cost. She sits there showing you all the benefits of u-count points and rewards, but doesnt explain or breakdown the policy side of things / initiation fee/ debits / card protection / linking the elite to credit account. I had to call several times for online assistance as the original consultant did not link anything / activate my secure mode as i requested. I recall askign the lady clearly what the cost for the credit card will be& she said a percentage of what i owe. Thats all she said.</p> <p> </p> <p>IM SADENED & ACTUALLY PUT OFF STANDARD BANK AND REALLY feel like closing both my accounts due to this. </p> <p> </p> <p>SOMEBODY please tell me im not alone in this. </p>